Commercial Investment Capital Group, Inc.     - Commercial Real Estate Financing - CALL TODAY (614) 636-4844
Regional Banks have lending footprints in different chunks of the country (Northeast, Southeast, etc.) & have the ability to fund larger, relationship driven transactions.  Like local banks & credit unions, a deposit relationship is required.  Interest Rate pricing is generally more favorable, especially if the Borrower can bring a strong treasury management relationship.

Loan Amounts:                              $500,000 to $20,000,000

Eligible Property Types:                  Most Property Types

Occupancy Requirement:                Owner Occupied & Investment

Loan to Value:                                Up to 85% of property appraised value

Typical Interest Rate:                     4.875% to 7.00%

Minimum DSCR:                             1.10x to 1.25x

Term/Amortization:                       5, 10, 15 Year Balloon & 20-30 Year                                                                        Amortization

Prepayment Penalty:                       Yield Maintenance or Step Down - negotiable

Minimum Credit Score:                   660 middle


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